Privacy Policy

 

Privacy policy

Welcome to Personal Crest Accounts website. If you continue to browse and use this website you are agreeing to be subject to the following privacy policy, which together with the terms and conditions of use govern my relationship with you in relation to this website.

Within this document, the terms “I” and “me” refer to Crispin Sholto Heaton, the owner of this website. The term “you” refers to the user or viewer of this website.

This privacy policy sets out how I use any information that you give me when you use this website. I may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 10th November 2014.

What I collect

I may collect the following personal or identifying information via submission on the Contact page, via emails sent directly to me and via comments left on articles:

  • your name
  • your contact information including your email address
  • your Internet Protocol (IP) address
  • details of your enquiry and any other personal or identifying information you may chose to include

I very strongly recommend that you do not include any sensitive personal or financial information in your emails or comments. I cannot be held responsible for the security of any information you supply and for any consequences that may arise as a result of you disclosing it.

In addition to the above information, like most website operators, I collect information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, the date and time of each visitor request, the geographical location of the visitor and – in some cases – your IP address. My purpose in collecting this information is to better understand how visitors use my website and to enable me to provide commercial services such as advertising and referral programmes. From time to time, I may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of this website.

This website uses cookies as part of the above process of gathering information. Further information on these cookies is given below.

What I do with your information

I require this information for reasons that include, but are not limited to, the following:

  • to respond to your enquiries and questions.
  • to improve this website and the products and services that it offers.
  • to customise the website according to your interests.
  • to serve advertising on the website.
  • to participate in referral programmes.

Unless you have expressly asked me to do so, I do not use your name, email address or contact details for purposes such as sending you marketing or promotional emails, nor do I pass these details onto third parties for this purpose. My intention in collecting personal information such as names and email addresses is to be able to respond to your enquiries and to be able to manage and moderate comments on articles.

Services such as advertising and referral programmes are generally implemented through the use of cookies and referral links. They generally do not involve the disclosure of personal or identifying information to me. Please note that this privacy policy solely covers the use of information collected by me and not information that you may disclose to third parties as a consequence of acting on advertisements or referral links.

Links to other websites

My website contains links to enable you to visit other websites of interest easily. However, once you have used these links to leave my site, you should note that I do not have any control over that other website. Therefore, I cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Business Transfers

If this website, or the content contained on it, were sold to a third party, user information contained within the website’s files and records might be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of this website may continue to use your personal information as set forth in this policy.

Referral programmes disclosure

I participate in referral programmes, under which I may receive money or other renumeration if you purchase a product or service from a company after being referred to that company through a referral link on this website. In particular, I participate in the Amazon.co.uk Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.co.uk.

Cookies

A cookie is a small file which is downloaded to your computer, tablet, mobile phone or other device via your browser when you visit a website. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. A cookie in no way gives me access to your computer or any information about you, other than the data you choose to share with me. Cookies do not identify individual users and do not harm your computer.

I operate an “implied consent” policy with regard to cookies, which means that I assume that you are willing to have the website set cookies when you visit. If you do not wish to accept this, you should either not browse the website or you should employ cookie-blocking or anonymous-browsing options or add-ons in your browser when using this website.

Details of how to implement these options and add-ons vary between browsers, but information for popular browsers can be found either through an internet search or by consulting your browser’s help function. Firefox has a particularly extensive range of options and add-ons intended to ensure your privacy.

How this website uses cookies

This website runs on the WordPress content management system (CMS). Cookies are used to store information about your interactions with WordPress, including whether you are a registered user and are logged in. You can disable these cookies by preventing your browser from accepting them as described above, but you may find that the website does not function correctly if you block cookies set by the WordPress CMS.

I use Google Analytics and StatCounter to analyse data about web page traffic and improve my website in order to tailor it to the needs of visitors. Google Analytics and StatCounter place cookies to track visitor interactions, which includes information such as the way you arrived at this website, the number of pages you view and how long you spend on each page.

Information gathered by Google Analytics may be transmitted to and stored on Google’s servers in other countries, such as the US. My use of Google Analytics takes place in accordance with the Google Analytics Terms of Service. For more information, please see the Google Analytics Help pages and Google’s privacy policies.

You can disable these cookies by preventing your browser from accepting cookies for this website, as described above, or by using Google’s browser plugin to opt out of Google Analytics tracking. This website should continue to function correctly if you choose to block Google Analytics cookies, but please bear in mind that the information I collect through Google Analytics plays an important role in helping me to understand what information and services readers require.

Information gathered by StatCounter may be transmitted to and stored on StatCounter’s servers in other countries, such as the Republic of Ireland. For more information, please see the StatCounter legal notices and policies.

You can disable these cookies by preventing your browser from accepting cookies for this website, as described above. This website should continue to function correctly if you choose to block StatCounter cookies, but please bear in mind that the information I collect through StatCounter plays an important role in helping me to understand what information and services readers require.

I use third-party services such as Google AdSense to serve advertising on this website. These providers may place cookies to enable them to serve ads based on your prior visits to this website and to other websites. Information gathered through these cookies may be transmitted to and stored on these providers’ servers in other countries.

Google AdSense provides the ability of opt out of receiving its advertising cookies through its Ads Settings function. Other advertising networks may provide a similar option. Alternatively, you can disable these cookies by preventing your browser from accepting cookies for this website, as described above. This website should continue to function correctly if you choose to block advertising-related cookies.